Branches are located in American Fork, Pleasant Grove, Orem, Springville, Payson, Lindon and a Home Business Loan Center in Orem. Anyone who lives, works or attends school in Utah county or has a family member who does, is eligible for membership. As a primary financial institution, Family First is dedicated to providing its members with high quality service, friendly staff and convenient account access to better meet their needs.
— Reuters
Kate Whittaker guests on Studio 5 with more information about Family First Federal Credit Union
Now is a Good Time to Borrow Money
• Current news headlines are focusing on the subprime crisis and the record amount of foreclosures.
• Many individuals think that now is a bad time to borrow money for either home improvements or first time home purchases.
• The worse thing consumers could do is wait until prices and interest rates go up and they can’t afford to remodel or purchase a home.
• As title sponsor of the Utah Valley Home & Remodeling Expo we hope to provide the community of expo goers with fast, affordable, and convenient loan solutions.
• We will have Home Loan and Consumer Loan Specialists on site both days to pre-approve, discuss options, and help consumers know what their loan options are.
Can I get approved for a Home Equity Loan?
Due to the tightening of the mortgage regulations, many consumers don’t think they can get approved for a loan, but they can. Why?
• The tighter regulations have been in response to high risk loans such as no proof of income and 100 percent financing.
• Applying for a home equity loan is easy and often the process takes less than a week.
• A home equity loan lets homeowners borrow money by leveraging the equity in their homes Investments
What can a Home Equity Loan be used for?
The loan is simply allowing you to draw the “equity” from your home in the form of a loan. How you use the money is entirely up to you. Some examples of what people commonly use their equity for:
• Home Remodeling
• Purchases of Cars or Recreational Property
• A Child’s College Tuition
• Debt Consolidation
• Medical Emergencies
• Cosmetic Surgery
• Investments
SPECIAL OFFER:
Visit Family First Federal Credit Union at Utah Valley Home Expo at the McKay Events Center on Sept. 19-20. For customers who make an appointment with the at the Expo, they have a special offer:
• Home Equity rate as low as 3.99% APR (oac) up to 6 months
• No Closing Costs
• No Appraisal Fee.
• Membership eligibility required.
For more information, go to www.family1stcu.com
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