Buying Instead of Renting

Brent Scott with At Home Realty may be able to help you. Scott specializes in first-time home ownership.

“With me, there are no bad homes, no bad loans. I guide you every step of the way. I protect your interest. I take care of all the details, so it makes your first-time home buying experience more enjoyable and less stressful,” Scott says.

Right now, the federal government is offering an $8,000 tax incentive for first-time homebuyers. Under the government’s definition, a first-time homebuyer is someone who has never owned a home before, or has not owned a home in the past three years. This means that if you purchase a home, and don’t have any tax liabilities, you could qualify for up to $8,000 in actual cash. This tax incentive ends on Nov. 30, 2009.

“So, if you or anyone you know is even considering purchasing a home, now is the best time to do this. I really believe you will never have a better buyers’ market than we do right now. Interest rates are low, home prices are low, lenders are lending—and now, with the $8,000 tax credit, and you’re actually being paid to buy a home,” Scott said.

Potential home buyers don’t pay Scott any fees. A full inspection of the home that checks for major problems like flooding issues, roof damage, bad electrical wiring and mold is also included. “I get paid by the seller once we find you a home. We’re family friendly, I’m available 24/7, and you’ll know where you stand at all times. I can help you find financing and find the right house. I also work with you to make sure that the neighborhood is right, and that your new home makes sense for you and your needs,” he said.

Scott adds, “It’s really important that people don’t assume that they can’t qualify to buy a home. A lot of my clients see miracles happen every day.”

Scott was recently able to help two very different clients get into homes, saving them between 17 and 25 percent below what the homes were worth one year ago.

“The first client is a construction worker who didn’t think he would be able to buy, and had been renting for years. Together we were able to put him into a great little home in Kearns for $133,000. The seller paid the closing costs– this saved my client $4,000. He put down $4,655, and his monthly payments will be about $930 on a 30-year fixed mortgage,” Scott said.

Scott also recently helped a retired couple who didn’t think they would ever own a home again. The husband worked in law enforcement for 30 years, and the wife was a stay-at home-mom. “They’ve been renting for years, and decided to give me a call. We got them into the home of their dreams in Sandy. The house sold for $260,000. He was able to utilize his Veterans Affairs benefit, which allowed him to come in with no down payment at all. This family’s monthly payment is approximately $1,800,” Scott said.

Customers can learn more on government tax incentives, and home options by calling 1-877-brent41 or by visiting the Web site,

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